Experian Credit Report

Experian Credit Report

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.7.2
  • Adult Rating: 4+
  • File Size: 149.21 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
  • Rating Count: 58 938


Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™. You’ll get the extra credit you deserve with the utility and cell phone bills you’re already paying. See what's helping or hurting your FICO® Score, learn how your credit report impacts your score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur. Plus, take advantage of Experian CreditMatch™ to find better credit cards and apply with confidence thanks to matches based on your FICO® Score. KEY FEATURES: FREE FICO® SCORE* Track your FICO Score and see which financial behaviors are helping or hurting. Automatically updates every 30 days upon sign-in. FREE CREDIT REPORT Better understand the kind of information lenders see – like credit accounts, inquiries and public records. Automatically updates every 30 days upon sign-in. EXPERIAN BOOST** Connect your accounts to increase your FICO® Score instantly. Look better to lenders and save money by qualifying for better rates and offers. EXPERIAN CREDITMATCH*** See credit card matches based on your FICO® Score. Compare your best options and make your choice. CREDIT MONITORING & ALERTS Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report. Push notifications send alerts directly to your device. CREDIT AT-A-GLANCE Easily see a breakdown of your accounts. Use the Credit Summary wheel to see the five key elements that make up your FICO® Score. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We’re now the leading provider of credit data and services with credit information on approximately 220 million U.S. consumers and more than 1.5 petabytes of data. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, working with non-profit and public education leaders across the country. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree *FICO® Score 8 powered by Experian data. **Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost. ***Offers are not available in all states. Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more please visit: https://www.creditmatch.com



  • Customer service

    By Snowfooling
    This is the worst customer service I’ve ever used. You can’t contact a representative. The same menu options that lead nowhere.
  • Not Today

    By Delpheye
    I installed this to compare to credit karma. This app advertises current report data “As of: Today” but I can prove it’s stale data based off CK screenshots and my own balance information. I don’t know why anyone would want an old/inaccurate view of their credit profile. I guess this is good if you have nothing but there are far better tools out there to help with your credit. Do better, Experian.
  • Poor rating

    By jenrod6995
    As soon as I downloaded the ap and made an account it was telling me I had to call some number to continue.., deleted
  • Got stuck on registration

    By Mahmoud Maamoun
    App has bugs. Can not type/paste anything in number fields like zip code and phone number.
  • Can’t even get signed in anymore

    By Qualls27
    I have a account with experience boost but every time I try to sign in it asks me to finish me registration. I continue through the process they require or I automatically get signed out and as I complete it, a wonderful message says oops you already have a account with us sign in to access that. So frustrating!
  • A ding on my credit report, thanks Experian!

    By AimlessD
    This app just caused me to get a negative hit on my credit report because they suggested certain credit cards that I could attain. They gave the idea that I would qualify, but I did not. And now my credit report looks worse, not better. I’m doing just fine improving my score without this stupid app. 🤬😡. Why did I listen to you Experian!?!?
  • Bugs galore

    By JayJBarrow
    Would be great if I could actually log in without seeing an “oops” error. The website isn’t any better either. Just hangs...
  • Awesomeness

    By Blakeyeon
    Very helpful , to the point and very accurate
  • Used to work when outside of the USA

    What happened to this app? It used to work great everywhere I went, but now it only works when I’m back in the US. I get an unknown error message when traveling. Please fix this for all of us who travel a lot and spend a big deal of time outside of the US.
  • Me

    By Tobiloba
    I just love this app
  • Accurate and easy to use!

    By JJOForChrist
    Really easy to use and accurate! When my experian report was ran at the dealer it was pretty which the same on their end.
  • No

    By charlesmarti2727
    I put my address in and it told me it wasn’t a real address would you guys be ale to change something so that I can use my address not have it tell me it’s not valid 🤦🏻‍♂️🤦🏻‍♂️
  • Everything is an upcharge

    By Eflores87
    The information on your credit is basically useless when compared to Credit Karma. Everything useful is an upcharge to get more access to information written about you. The only thing that is beneficial (and the reason people have rated this app so high) is the ability to add bills to your credit worthiness. Other than that this app is not very useful.
  • Can’t live without this app!

    By Eve1212
    Wow, has my credit increased since signing up with Experian! I like that they give you updates as soon as something hits your credit report. They also give you tips on how to improve your credit based on your individual report. Not just tips like other apps, but real world advice on what actions you should take to improve your score. I had the free version for a while before upgrading, but even the free version is worthwhile. I also use MyFICO and its a very close call. Experian seems to update more often. However, I do wish they would update all 3 bureau scores instead of waiting a month for Equifax and TU. Experian, this is where MyFICO has the advantage over you. I still love you guys though. A military discount would also be nice. Thanks for the great service!
  • Lowering my score to get me to pay for premium?

    By LindsayLaw
    So first of all, my score will go down for seemingly no reason! And it would be nice to know why? What am I doing that’s making it go down by 15 points!!! In less then a month! (Which is pretty much since I got this app) It’s very suspicious. Second of all I check my FICO score on my Wells Fargo app regularly and it has been slowly rising for the past 7 + months or more, and suddenly your app says it dropped 15 points a few weeks after I downloaded. However my FICO score on the app only continues to stay stable and slowly increase.... It’s almost as if, you’re purposely making my score lower my so that I will pay for your service!? Isn’t that illegal!?? I’m very disappointed and disgusted. This needs to be addressed immediately!!!
  • Actually does boost

    By Jadedog1234
    Works better than expected
  • Old School

    By Ronn G
    I have been using Experian for a few years now and have been very happy with the service.
  • The iPad version doesn’t work

    By KDF730
    I have this app installed on both my iPhone and iPad. It works on my iPhone just fine. But when I put my password in on my iPad, it says “Invalid Credentials” which is obviously not true. Then I tried resetting my password and it says “Oops please try again later.” It has been saying this for weeks now. I should be able to use this app on both devices.
  • Watchful eye

    By BobbyCbaby
    It’s nice being able to keep an eye on my credit. Doing so on a daily basis has help improve my credit tremendously.
  • What happened to Login? Pain n arse.

    By Treasurefl
    Love the program BUT hate the login. You have my 4 digit pin stored, HOWEVER, the last few versions eliminated this feature and I have to recall my username and password EACH time. With all the usernames and passwords, it’s a jungle trying to remember what you used where. iPad 6th gen. Also on iPhone 6. Is this an unfixed glitch? I’ve had to stop using 2 other credit apps because for the life of me, I can’t remember my login. Too many emails so I blocked it as spam so a request to change, never gets to me. Don’t let this happen to you!
  • I can’t believe it.

    By Diego.baptiste
    I was skeptical of this app in the beginning but I was completely wrong. This app is truly amazing. My score has went 63 points for the one month I’ve used this app. The score boost they offer is legit and they were able to match me with a Credit Card which I was approve for where I used to get decline on Credit Karma. Thank you Experian, I’m speechless.
  • Great app!

    By RomeoJaymez
    If you want to get your credit back on track, this app is the way to go. I went from a mid 500 score to a 745. Thanx guys! 👍🏼
  • Great app!

    By chris 1783
    My heart and my mind are in love with this amazing app!
  • Great App

    By TiogaBuck
    Love this App it keeps me on my toes when it comes to my credit!!
  • Awesome information

    By Phattys
    I love being able to check my credit score and see where we are at! Super convenient!
  • Poor security

    By nebdbchdhdb
    Within a week or two of having this app I had issues logging in and validating my account, I didn’t change a thing so I assume you guys must be having security issues. I’ll delete this once I’m able to figure out if my personal information has been compromised.
  • Accuracy is on point!

    By newstart45
    I have below par credit rating....followed the suggested credit cards #deadonaccuracy my credit improved 100%
  • To actualizing the report

    By 2780Y
    I m being using this app for a long time now and the only fact that dont allow it to be the best is they dont actuallize the report frecuently and in my case taring to keep up in getting my scores straight was hurting. You wont see any changes for months when the real reports and the "others" are updating the info all the time.
  • Great

    By Mdir
    It works. It shows very accurate numbers and it’s simple and easy to use.
  • Plan for good credit

    By Godcommitted
    Plan for score change with good advice and Continuous follow through to achieve desired expectations.
  • Love it

    By carlosnaples
    Love this app
  • A must have

    By Jayv0016*
    To be honest I am floored reading some of the negative comments that other users of this platform have posted. It’s all blatantly false of course, instigated with emotion ~ ultimately whirling them into a panic induced hissy fit. Don’t feed into the hype boys and itches-bay, this is a free app that can change your life, if you let it... Come aboard.
  • You almost had me

    By Sean Delaney
    Credit scores on this app are likely 20-60 points LOWER than they actually show on here. I had an actual lender do my report and found that this app is making you think they are higher. Sadly I have already paid for months of their “premium” service. Zero stars was my choice but you have to give at least one, the info this app gives, is straight lies.
  • Easy to use!

    By fredhead2015
    Experian has been so easy! It is so simple to despite a account and they send emails all the time when they are updated.
  • Very satisfied

    By Ontracia
    I’m a very pleased customer Experian is amazing and it really helps you build your credit if you just do the suggestions and. Play with the numbers it’s great!!!!!
  • Technical difficulties

    By bw2356
    Just signed up for a free trial, clicked to see my Equifax and TransUnion reports, it says “Technical Difficulties”.
  • “Credit Nanny”

    By MiLaLeigh
    I’ve not always been on top of my credit throughout my younger years. So when I decided it was time to become more vigilant with my finances I decided to use Experian for the task at hand. It hadn’t been easy to build up my credit but with Experian’s suggestions it has been rewarding. I’ve watched my OMG 😩 score finally go to a WOW 👍🏻 score‼️
  • Wonderful App

    By 1BIY
    This has helped me rebuild my credit and become aware of the key factors important for being approved for credit!
  • Great App.

    By Super Duty 2014
    Great App. It’s great for keeping an eye on your credit.
  • 51 and living

    By smosley0496
    This app helps me so much. I’m able to feel a sense of pride watching my fico score improve, following the good advice provided, and keeping up to date with my credit health. Thank you so much!
  • Credit blessing

    By Shan112/
    I love the accessibility and understanding Experian provides
  • Can’t even start.

    By All My Names are Taken!😤
    I can’t even login. I have my login information but it keeps telling me the register when I try to register it tells me I already have an account. I tried to call the phone number they provided but it is only machines and they don’t provide options for this.
  • Experian app makes me feel at ease

    By Wcc2483wcc
    I purchased the Experian IdentityWorks Premium a few years ago. If anything happens with my credit and I mean anything, I get an email, and an alert on my phone about the activity. I determine weather it was me that created the activity. Plus being able to Lock my credit with a swipe of my thumb, makes it so easy! And puts me at ease.
  • Experian

    By Rechelle52
    Great help! Thanks for being available!
  • Thank you

    By Thank You7
    I have been working hard on my credit thanks again 💋
  • Mike🙂

    By Smiles&miles
    I think Experian has been very helpful and useful when I needed to stay informed about anything that had to do with my credit. I appreciate that I have experian letting me know what’s going on. 😁😁😁
  • Awesome Convenience

    By boricua2yk7
    Keeping up with the changes and factors that dominate your credit is difficult enough if not also complicated. This makes so easy to check and be in the “know” zone of it all. In addition the explanations and advice provided helps to understand how it all works in affecting and controlling your actions. Great!
  • Best out there!

    By diamondsandhearts
    This App quickly gives you access to real time data! I was paying FICO.COM $25 a month and my alerts were always 3-4days behind time I receive alerts instantly on here! Thanks for making an easy user friendly , real up to date APP! 10 stars👏🏾👏🏾👏🏾
  • Staying aware!

    By Jolicand
    It’s great keeping direct contact with your credit....especially with today’s age in identity theft.