Experian Credit Report & Score
4.5

Experian Credit Report & Score

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.4.0
  • Adult Rating: 4+
  • File Size: 97.80 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
  • Rating Count: 23 125

Description

Get your FREE Experian Credit Report & FICO® Score – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. See what's helping or hurting your score, learn how your report impacts your score, check your credit report for accuracy and interact with your credit in a completely re-imagined way. You’ll get credit monitoring with real-time alerts and notifications on your iPhone or iPad when key updates to your Experian Credit Report & FICO Score are detected. You can also find and choose credit cards with better approval odds. Experian CreditMatch™ applies your FICO Score so you can apply with confidence. KEY FEATURES: FREE FICO SCORE^ • Track how your FICO Score changes over time and see which of your financial behaviors are helping and hurting your FICO Score. • Your FICO Score will automatically be updated every 30 days when you sign in. FREE CREDIT REPORT • View your Experian Credit Report to better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when your FICO Score changes, a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • Spin the Credit Summary wheel to see the five key elements that make up your FICO Score based on your Experian Credit Report. CREDITMATCH – SEE, CHOOSE & APPLY* • See the credit cards that best match you based on your FICO Score. • Compare your best options and make your choice. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report & FICO Score really free? A: Yes, Experian provides a 100% free credit report & FICO Score. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report & FICO Score update? A: Your free credit report & FICO Score is updated every 30 days upon sign-in. Q: What if I already have an Experian CreditWorks or IdentityWorks account? A: If you already have an account through one of our domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree ^FICO Score powered by Experian data. *Offers are not available in all states. Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.creditmatch.com

Screenshots

Reviews

  • Face ID

    4
    By CrAzY_77
    My only beef with this app is that I have to enter my password every time I open the app. I have the Face ID turned on so I can log into my account, but it just doesn’t work.
  • Experian New app

    5
    By NCO12
    I love this app. Before they change to this new system I could only check who has checked my credit. This new way I can check all my credit history. I love it!
  • Credit score

    3
    By 4theloveofmydog
    I have worked hard to bring my scores up, and it still confuses me at times because my score never changed with this company. It is finally coming up. So I am finally seeing a change
  • Rating

    5
    By johnnie 19
    I like Experian. It’s fast easy and up tp date. Easy set and one time opening cost is a plus. I rate experian a 10 Johnnie 19
  • 5 stars

    5
    By krys_tina
    So much better than credit karma! Love this app, has all the info easily available
  • Experian Services

    5
    By True_c
    I can simply say, I love experian services. The system is easy to navigate. I also love the alerts about changes to my scores. I recommend experian to all Americans.
  • Satisfaction guaranteed

    5
    By Rc4040
    I’ve been with Experian for 20 years now. And they are very very reliable and help you stay on top of you credit. Since I’ve been a member my credit has been fantastic they always let you know where improvements are needed. Couldn’t ask for a better credit company.
  • Face ID is not working.

    3
    By USA iPhone User
    The APP was working very good until the last update where Face ID stopped working. It’s a pain in the neck to have to enter the password every time I opened the APP.
  • Love it

    5
    By bornveautystar
    Very easy to to use and reliable..... Thank You
  • Pretty good

    3
    By Crutchgirl28482
    I just started using this app and works for what I need. But the Touch ID feature for the password doesn’t always work!! And I forgot my password since it said I could use Touch ID to sign in. Sometimes it works sometimes it doesn’t so half the time I can’t even sign in! Don’t feel like resetting my password either
  • Very helpful

    4
    By Cdladvr
    My wife and I have spent the last 3 years working to improve our credit and one of the most important parts to doing that has been Experian
  • Sleazy business practice

    1
    By CharlesDDS
    They make you pay to be able lock your credit score and then if you cancel your subscription they put a “Security Freeze” on your account that they make you send a letter with all your personal info and driver’s license to undo.
  • Ugh

    1
    By NaturalQueen518
    I can't even sign up for the account. When I typed my information nothing shows up. I've uninstalled it and reinstalled it at least 3 times and nothing changed.
  • Not working correctly

    1
    By DouglaXM
    This was such an easy app to use and monitor my credit. Now the app takes forever to load. I can no longer use my Touch ID, I have to manually enter the password every time. Once Longfellow in the app glitches and shuts down. It needs an update to fix these problems.
  • Really solid app

    5
    By Christina_217
    I have found that this app is the better credit score app than that of any other app. Also I upgraded to the next level and when the trial was over it was a quick phone call to cancel and go back to the basic free plan. Good customer service, no run around or trying to get me to stay signed up for the upgrade.
  • Buying a house

    5
    By CasandraWright
    Experian help me and still does buy a home and taking on credit cards
  • I like it...but not the change

    4
    By MissLaLa22
    I love Experian but I’m not really a fan of the new app. I’ve adjusted, I just wish I didn’t have to...
  • Face ID No Longer Works

    1
    By tatronix
    Face ID used to work. After a recent update, the feature stopped working, and I have to use a password to login. I’ve gone into my settings and turned off/on Face ID without success. PLEASE FIX THIS!!!
  • Best credit review app

    5
    By LB-AZ-623
    I’ve been using this app for a couple of now and it’s very stable and very informative, I highly recommend!
  • Unreliable App after every new update

    1
    By RJP_Costa
    Fingerprint login no longer works after update, I no longer get 30 days credit report update; even though I’m still paying for it. Misleading information. Horrible dispute process. Bad customer service (both online and over the phone). Choose another company.
  • Excellent

    5
    By Johnnymacdee
    This app is very comprehensive. Has real time updates to your credit and breaks down the reasons for your score in detail. I love it.
  • It is what it says it is...

    5
    By Maggot Ankh
    I like it love having it for my protection & peace of mind no problems to report I have even used it to repair a mistake on my credit, now that everything is correct its great for monitoring.
  • Touch ID not working

    3
    By Umbi0001
    Touch ID is not working anymore. I do not understand why changing a version that was working fine.
  • Good app but buggy and slow

    2
    By WoolieBob
    I love that I can see my real Fico scores but the app is embarrassingly slow. Also even when you turn on faceid it doesn't actually use it so I am forced to type my long complex password every time. I didn't have this issue on Android with fingerprint recognition. I give it a 2 because it's a pain to login, if they can fix this I'd rate much higher.
  • Great information with some kinks in the new app

    5
    By Kahunaplus
    While the new app has more in depth features, the old app was more consistent in operation. This new app periodically freezes and is sometimes difficult to navigate. When on regular computer it functions great. All in all Experian is a good tool.
  • Excellent

    5
    By jz khan
    I’m very excited and happy to see everything correct in my report excellent work
  • Love it

    5
    By M123;57789
    Love it!!
  • Glitchy

    3
    By Great for the city
    I have to start it twice to get it to initiate biometric authentication. Annoying. Otherwise good.
  • Good service

    5
    By 000CDH087
    Real time alerts of creditors pulling your report utilization usage and much more good for staying on top of your credit score and profile good service to have
  • Useless and outrageous app

    1
    By Musterv
    Wish I could give this app zero stars. It offers nothing but a sales opportunity for the company. You can’t get any useful features unless you subscribe for a monthly fee. Everything else offered for free I already get with Credit Karma, when works MUCH better than this junk. Both of the other competitors offer free apps that give easy access to lock/unlock your credit file, but this one offers that service only with a subscription - outrageous!
  • Love this app

    5
    By J Hen16
    Love, love, love!
  • 👍

    5
    By Dani Salguero
    I like it a lot.
  • Paul Odom

    5
    By Hghjkuu
    Thank you👍
  • Review

    5
    By another not so happy camper
    The Ap before this one was way better. My favorite part was the one where you could request offers and different companies would pop up. If there were no offers, you knew to get your score higher. It was a useful tool. The new Ap seems to be more stringent and that part is left out. The part where you could see a graph of your score status was also a good one. It seems that the cost of the ap keeps going up.
  • User friendly interface.

    5
    By KingsleyTran
    This app is a good tool to manage everything about my credit profile.
  • Credit Report and FICO

    5
    By Francia J R Paulino
    It’s been very informative and accurate. I love the matching possibilities for credit cards and the details of convenience if you decided to open a new account
  • I’m satisfied

    5
    By j2dagee
    My experience has been great! I tarted off with the $9.99 plan and after a while decided to go for the upgrade in order to have access to my transunion and equifax as well! The later two only update the score once a month it it is accurate. Credit Karma and other apps are 3rd party and can’t possibly be more reliable than the source from which they get the information themselves; so they run behind and the score is always different. I’ve had no problems with Experian and been able to speak to live agents and get immediate results when necessary!
  • Excellent!! updates are experience with Experian!!

    5
    By Mrs. FRM
    I would like to take this moment to give Experian a five star rating they are very accurate and keeping your credit report as it should be!!! Thank you Experian for always protecting my credit and keeping my score update it as accurate as it should be!!👍👍 excellent!!!
  • Confused

    3
    By StarBurse98
    The first site was already confusing, now this one seems about the same. When I look at my score, I like to see what makes my score what it is on the front page and not have to look for it. I’ve been using this site/app for 7 years so overall, it’s an ok app otherwise I’ve would have used something else.
  • Close eye on things

    5
    By Danotops
    Helps you stay organized and top of all your bills. Actually just got approved and consolidated all my debt with the credit card suggestions. Thought that was gonna just ding my credit haha updates daily which is nice but these credit card lenders don’t so don’t expect your score to change immediately after a payment
  • Experian reviews

    5
    By delo386
    I only use Experian as a comparison to other sites to check my credit score. I have always used them since they have been a reliable source for all my accounts. I can always trust this site.
  • Great app

    5
    By Sndixon
    So far been really great hope to keep using this app so that I can monitor my credit as I grow and keep paying off things. Would recommend it to anyone.
  • Horrible - Bring back the old app

    1
    By sdever122
    I’ve used Experian for several years. Their old app was AMAZING until it stopped working. Now whenever I sign into this new one, it says I don’t exist. Cancelling.
  • Happy

    5
    By chico926
    I love Experian app n there notifications they r always on point n keep me aware of any suspicious activity on my credit
  • Review

    5
    By Megfvloza
    I have used Experian services for a while now. I trust the service. I like the alerts when unusual credit uses and when an account has been opened and it’s a suspicious application. They are on top of keeping track on your information.
  • Just great

    5
    By Drihu
    Great way to keep track of your credit score. Helps to find ways to improve and know exactly what affects your score.
  • GREAT SERVICE!

    5
    By NoGreezyS
    Works very good , I get to lock my credit when I want to !
  • Monthly payment

    3
    By SultanSullins
    On-time notifications but monthly rate went up randomly for the past few months
  • Inexcusable

    1
    By BigThelonious
    I’m completely with the person who’s review is the top one right now stating that this redesign is ridiculous, and the other app stopping working was inexcusable. This is a PAID service, and you people do not deserve to be taking anyone’s money for this horse💩. THATS not even why I got on here in the first place, which was to complain about the fact that TOUCH ID IS SUPPOSED TO BE ENABLED BUT THIS APP REQUESTS MY PASSWORD EVERY SINGLE TIME I OPEN IT.

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