Goodbudget Budget Planner

Goodbudget Budget Planner

  • Category: Finance
  • Release Date: 2011-10-26
  • Current Version: 2.1.5
  • Adult Rating: 4+
  • File Size: 12.82 MB
  • Developer: Dayspring Technologies
  • Compatibility: Requires iOS 10.0 or later.
  • Rating Count: 12 180


Goodbudget is a personal finance app for budget planning and money management. Share a budget with sync across multiple phones (and the web!). MANAGE MONEY WITH PEOPLE YOU LOVE Goodbudget is perfect for sharing a budget with a spouse, family member, or friend. Sync across multiple devices including iPhones, other smartphones, and the web. * Transactions synced with the cloud and accessible from other devices, including Goodbudget's web app! * Stay on the same page about finances with those close to you * Your data is automatically and securely backed up to Goodbudget's website * Download transactions to CSV (on website) INSIGHTFUL REPORTS Goodbudget helps you make sense of your budgeting and spending with in-app reports. * Know how to modify your budget after analyzing reports * Spending by envelope report (cool-looking pie chart!) * Income vs spending report * Even more reports on the web A PROVEN SYSTEM Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes! * Check envelopes balances (aka how much you have left to spend) while you're on-the-go * Expense tracking optimized for speed * Proven cash envelope budgeting method * Track your bank balances in addition to envelope balances * Live within your means * Schedule transactions and automatic envelope fills Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! ================================ SUBSCRIBERS GET MORE FEATURES! ================================ * Unlimited regular envelopes * Unlimited annual envelopes * Sync up to 5 devices * 7 years of transaction history * Personal and friendly email support Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out! Goodbudget: Budget well. Live life. Do Good. Features, bugs? Please email us at! We're happy to help! ** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **



  • Great App but challenging to learn

    By puzzelishous
    Worth the effort figuring it out. Love it and it is really helping me stay in budget. Be sure and go through the videos first. Wish they had more training tools though.
  • Thank you

    By apurikaj
    This app helped me get my financial house in order and I could not be more grateful. I am proud to go from a -4,000 net worth to +70,000 in under 2 years 😁
  • The best envelope budgeting app...worth every penny!!

    By jlife2020
    Improvements 1) Make “add Income” an option in translations. 2) iPad app!!!!! 3) better implementation of “credit” than making it a negative. 4) redesign in future? Layout is getting stale. 5) PDF reports. 6) emails to coach based on users data.
  • Amazing for a free app!

    By leversull
    I installed this because I was spending way too careless and I figured they would push their paid version and limit any of the useful features. This is not the case the app is completely usable and very helpful in terms of budgeting expenses, segmenting spending, and monitoring where all your money goes. It’s also good in the sense that it forces you enter every expense you have, making you think twice about spending that money. Love the app.
  • Need feedback please

    By MyDK
    What is the difference or what does this provide that the mint app does not?
  • Dumb

    By pissedoffuser0123
    I enjoyed this app at first until I realized that you only get 10 free envelopes for your expenses. Any after that you have to pay for a membership. I wish I only had 10 monthly bills!! I’d be living! Ridiculous scheme.
  • I like it

    By Shyanne's mommy
    So far I really like this app it seems to be the easiest one to use I’ve tried a couple trying to find the right one for my family’s budget and this one is the most user-friendly
  • Exactly what I wanted!

    By Suskie2
    The envelope system really works for me, so Goodbudget is exactly what I was looking for. It’s easy to set up, easy to use, and easy to view. I personally prefer the manual helps me think more about what I’m spending.
  • Budgeting is finally fun—LOVE THIS APP

    By Bored Redhead
    We’ve been married for over 25 years. We’re financially comfortable, so a budget always seemed like just “a good idea” but never a priority. Now with a daughter in college abroad, we’re trying to better analyze our spending to help avoid overuse of student loans. This has been wonderful! And the KEY to making it work has been NOT to micro-manage the money. (It’s what we did wrong every other time) Making my own categories means I can have one place for “monthly fixed expenses” that includes everything from recurring political and charitable donations to our mortgage. I’m now budgeting in only about ten categories and it’s perfect. The app’s haptic control to quickly add a transaction is great. The status bars are an easy way to judge discretionary spending. The splits are simple and easy to use. I did have to fiddle with the envelope fills the very first time, but it was quickly remedied. Now, if I could just merge it with something like Mint so all my digital transactions (we very rarely use cash) came to an Inbox for distribution/matching it would be even easier to use and 100% perfect. I love this app though, and it’s already saved us quite a bit of money just by letting us know where we stand. A tip: set alerts on all your digital accounts (credit cards, debit, etc.) to text you for every transaction. This makes it easy to assure everything except cash is reflected timely in your GoodBudget records. Love this app!
  • Awesome App

    By Ham Mer
    My wife and I struggled for years seeking the best way to communicate our budget. I manage the accounts, she does most of the spending. We don’t like cash because so much is spent online, and cards are just more convenient. Without cash, the envelope system was not an option. Our budgeting turned into me accounting where the money was already spent each month. Your app changes all that. Thank you so much! The only reason I don’t close my excel sheet permanently is that your system doesn’t seem to have future projections. It would be awesome if I could track future income and expenses in here, to see that my account balances will not dip too low in the coming 12 months. Add that feature and I will insist that all my friends and family start using Goodbudget. I’d love to have a direct email to communicate other feedback and recommendations as they arise. I love budgeting and would be glad to know you are interested in ideas to keep developing and improving what you offer. UPDATE: Since I don’t know where else to share my ideas. I just reviewed my excel sheet and found these additional features which may not translate over to Goodbudget yet. 1. Calculate goals for charitable giving to multiple organizations, as a percent of gross income 2. Compare actual giving to goal percents in order to make any needed adjustments in actual giving. *Points 1 and 2 could be applied to savings in the same way. 3. Track gross income and paycheck withholdings 4. Allow a better catch-all for bills and income which do not need envelopes. Currently I cannot move funds from an envelope to unallocated. I had to create an envelope for that purpose, which complicates some of the sweep and schedule features. 5. Group envelopes together for subtotals other than the current monthly or annual distinction 6. Ability to budget for expenses that don’t need an envelope, like income, and bills with due dates. 7. Ability to compare budget projections to actual spending history 8. Ability to see budget projections for coming 12 months, as I mentioned above, including ALL anticipated income and expenses 9. Display future account balances based on those projections, at least on a month end basis, if not daily, to avoid overdraft. Maybe give two projections, with or without the envelope money, to give sort of a high and low water mark. 10. This is redundant to a couple previous points, but distinguish between bills that have due dates, and envelopes which are spent over a month or year. I guess you’d have to distinguish between monthly bills and less frequent or irregular bills that may still require an envelope. 11. Allow positive and negative entries everywhere. They are always possible on the browser version, but sometimes negative entries can’t be entered in the app. There is sometimes a “credit/expense” field, but I know I’ve seen places where even this option does not appear in the app. Thanks
  • Let me try it without

    By Pgmolina
    having to create an account. You could at least add the option to login using your google account. That way, if I decide to subscribe I can then continue using my google account or create a login. Not having this option is a non starter for me. What if after trying out your app I don’t like it and want to look elsewhere? I am stuck with creating an account that I will never use.
  • Love this App, however would love to see a couple features...

    By Edmistica
    This App is so amazing. I love the simplicity. Definitely worth the cost to stay on budget. However, I have a couple of features I would LOVE to see added. I would love a “Temporary Category” envelope option. When there’s a birthday or car registration etc that only applies to a particular month, it would be nice to see within the app interface which categories those are at a glance. Also, it would be nice to have a general “Notes” section, where I could make notes like “overpaid phone bill, it will be pro rated next month” so I can keep track of next month’s budget expectations.
  • Best budget app!

    By Cats in Cravats
    Goodbudget has been my go-to budget app for years. It's the best, easiest, and simplest replacement for the old cash envelope budget system. I use the free version, so I don't have bank account syncing, but I've always been diligent about tracking my transactions and checking my bank account to make sure everything lines up, so I don't feel like I'm missing anything. On payday I simply go in and fill the appropriate envelopes and it keeps me on track with all my bills and living expenses. I love that the app has an "Annual/Irregular" feature, which I use to track my "sinking funds" like car maintenance and pet bills; things I might not spend money on monthly, but I still budget for. I use the 10 monthly envelopes to track my monthly bills and daily spending like groceries and gas in my checking account and the annual/irregular envelopes to track my sinking funds in my savings account. I love this app and will continue to use it as long as it's around!
  • See where your money goes

    By philiplives
    My wife and I love this app. We do a yearly subscription (and it has its own envelope) and it is well worth it. We each have an allowance so big goofy purchases don’t need to be explained. I just safe up my allowance. When bills are due the money is there and our savings is building faster than ever. We both have the app on our phones so both can see where our money is any time. We never argue over finances and that is huge. And I have it set when we get paid to automatically distribute to each envelope. And bills that are automatically paid through bank bill pay are automatically removed from the envelope. Balancing takes about 15 min. Why would you not do your budget like this? I swear buy it. After all the bills got set up in envelopes we started adding envelopes. Christmas, home decor, medical, property taxes, eating out, we’ve even paid off three credit cards.
  • Great App for Managing Budget

    By A.Ley
    I’ve always been a fan of the envelope method of budgeting and this app is just like that in electronic form. Not only does it allow me to set up envelopes for spending, but it offers useful charts to see the categories I spend the most in. I’ve used it for years now and don’t plan to stop using it in the future.
  • Potential but not useable for me

    By Laneah
    My expenses are paid monthly as well as weekly. When setting up an expense, there is no way to allocate it as one or the other without making ALL your expenses the same. That additional option would make this app great! I just don’t want to go in and adjust my budget every few months for that 5th Friday.
  • Incredibly Helpful Tool

    By heather and paul
    Multiple users feature helps my hubby and I stay on the same page when sticking to our budget in real-time. This has definitely helped us organize and prioritize spending.
  • Simple yet elegant

    By Andrew J Pierson
    My wife and I have been using this app for ~2 years. It is great.
  • Great App

    By Hdaubendiek
    Love this app to track all my spending and where I need to cut back.
  • Great App.

    By 62martin45
    I love Goodbudget. When we use this app my family has money to spare. When we are not faithful with our budget, we wonder where all our money went.
  • Limited

    By JH52017
    Only allows you to add 10 “envelopes” for your expenses.
  • Quick, Easy & Amazing!

    By ECHartmann
    Our daughter turned us on to this last year. What a wake up call to where all that money went! You can look back at the whole year expenses! She’s knows down to the penny as to how much money she has! Some day I hope to be as disciplined as her recording all my expenses!
  • Great, easy app!

    By Hwpdp
    This is such an easy, straightforward app. The only thing that would make it even better is if there were more folders you could use (I think that’s a feature on the paid version, but you only get 10 on the free). This has made visualizing our budget so easy!
  • It’s a trap.

    By shaetoday
    I went through most of the stupid process. I had put in the majority of my finances, switching back and forth between my bank and the app, when it told me “you’ve reached your limit of 10 free envelopes”. What? What. So I go to “get more envelopes” only to find it’s a subscription. $6/month or $50/year. So I have to spend that money just to track my finances?.. A one-time purchase I could understand, but a subscription? No. Don’t waste your time. Use excel or a free printout and do your own budgeting.
  • Life Changing for the Ramsey Fan!

    By hisgirltuesday
    I waited a long time to write this review. I’ve been using Goodbudget for a couple of years now, and with any new thing it takes time to discover how best to apply it to your life. I’m a huge fan of Dave Ramsey, and would love to live in an all cash world, but for me that’s unrealistic. I like to swipe the cards, and I love the rewards. Credit Cards are not evil, the lack of self control is. Remember that. Anyway, with Goodbudget I can have my credit cards and still be financially free! With the accounting system this provides, my credit cards essentially take the role of debit cards in my wallet. I plug in what I’ve bought, everything subtracts, and I pay my bill at the end. No more complicated spreadsheets. No more writing transactions down twice (out of the checkbook and out of the budget), no more spending hours and hours looking for .22 cents No more, no more, no more. The little Goodbudget bots do all that number running around for me! Literally, I’d take an entire day managing out what is basically Goodbudget on paper. AN ENTIRE DAY. Now that same work takes 10 minutes. No sh*t. TEN MINUTES. I even print out reports weekly and have a sit down with my hubs so we can talk about where we are doing great and where we can improve. I’ve been able to get myself from living DAY to DAY to living MONTH to MONTH and now YEAR to YEAR. That’s right people... from Valentines Day to Christmas...all paid for, waiting in their happy little envelopes. I will scream it from every rooftop around, the person who laid in bed and said at 2am “there should be an app for this”’ve changed my life. I love you to the moon and back.
  • Needs a couple features, but great app!

    By Tricksterinator
    I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
  • Great App!! Use it!

    By Goingplaces123
    This is a life saver app! Only advice is to set up on a desktop first as it is easier to navigate but overall a good app!
  • Don’t waist your time

    By raqshaw
    Great concept easy to use but as soon as you get busy putting your bills in they tell you to subscribe to add more bills. At that point your happy to subscribe but the whole process is pointless because their subscription platform is not set up yet! So essentially you have a non functioning app for download. Misleading! You should take down or warn people the max is 10 envelopes (bills). Saves us 5 minutes of our life.
  • Detailed enough without being overly complicated.

    By akdandelionmom
    I tried out several apps and online programs for budgeting until settling on Goodbudget. Those include You Need a Budget, Mvelopes, Every Dollar, and Mint, and perhaps others that I’m not thinking of. My preference for Goodbudget is probably very much a personal preference as far as how I like to see accounts and information displayed. In the paid version, there is plenty of room for detail and keeping your different expenses and accounts separate without being overly complicated and technical. I like having an “unallocated” fund to keep excess funds before we have determined what they will be used for or in case our expenses are less for a particular month. I also like that it does not link to my bank account. Some may prefer that option, but I find that I am more aware of my expenses if I’m being forced to enter each one, and it helps force the habit of entering transactions as soon as they are made. The app and online site sync easily, and the expense entry system is intuitive and simple. In the app, entering deposits and merchandise returns requires a different series of operations from an expense, which is a little cumbersome but not awful. I also would love to have the option to take a picture of the receipt and store it with the transaction. All in all, it’s an easy app to use and provides the information I need at a glance. I think it’s definitely worth the money for a paid subscription. I started out paying monthly, but I’ll be upgrading to a yearly payment to save money.
  • Best Budget app around

    By FerdiFab 5
    My wife and I have used this app for the past 5 years and love it! It’s great for making a budget, syncing our selectee purchase and keeping us on track with our finances.
  • Nice but manually tiring

    By mwforsythe
    I wish you could easily connect it to your bank account so the money would automatically reduce from each envelope.
  • Best Budget App

    By kllew14
    Simple, straight forward, easy to use and a great tool to help stick to your budget, track your spending and save!! User since 2012 ⭐️⭐️⭐️⭐️⭐️
  • This app is amazing! And super easy to use!

    By Rebeccaphotos
    My husband and I love this app so much! It is the first and only thing that’s ever helped us stay on budget from month to month. I love how easy it is and how it syncs with my husband. Thanks so much to whoever created this app. 💕💕💕💕
  • Difficult to understand & use

    By bikinicar
    I want to like this app. Lots of people seem to love it and use it religiously. I’ve been trying to use it for a week now and I find it clunky, difficult to understand, oddly complicated and not intuitive. The guides are very basic and don't really explain things beyond what is supposed to be straightforward but in practice really isn’t at all. Nothing is easy to adjust or change and I found that I inadvertently messed up my numbers again and again trying to correct or change something. Then I had to revert to outdated or inaccurate numbers to make the budget “work” again. It takes way too much headspace to get a quick understanding of where I was at in terms of my envelopes and then even refilling envelopes mid-budget was so confusing I’ve given up.
  • Really hard to understand

    By Uhh... Christy...
    Probably going to have to find something else to use. I can’t figure out how to add/subtract money from envelopes. I want to throw my phone! So frustrated!
  • No subscription

    By Flannelpj
    I just downloaded the app. And have more than 10 envelopes. So it says to subscribe. But I can’t because the option is not available. So I’m deleting the app. Going to something more comprehensive. The income also does not let you put cents in. Only dollars
  • Best budgeting app I’ve used!

    By SFKNR
    I love Goodbudget! It is seriously the best budget app I’ve ever used. Here’s what I love about it. First, it’s really simple to get started. They have a great Getting Started Video series that walks people through getting set up from start to finish. Second, everything is customizable. So I can create my own envelope categories and set the budget for each. I can create scheduled transactions that add in my income on the day I actually get paid, as well as scheduled payments for things that I pay automatically, like my car insurance. Third, I really appreciate that I have to manually add transactions myself. I think that keeps me much more aware of my spending because I have to add each one myself. My boyfriend uses Mint, and he has no idea how much he’s spent on things until he logs in and categorizes everything. Only then will he realize he’s over budget. That will not happen to you if you diligently add your expenses into Goodbudget. That also forces me to open up the app and actually look at my envelopes before spending, because I know if I don’t have enough cash to cover my purchase, my envelope will go negative, and I work hard to avoid that. Overall, the most important thing Goodbudget allows me to do is plan before I spend by setting money aside in an envelope. That way, I’m consciously making a plan for how I want to spend money that month. And I know that when an envelope is empty, I should stop spending.
  • Goodbudgeting for 6 years and still loving it! :)

    By yellow goose
    Goodbudget has been there for me through all my life and job changes as an adult! I started using Goodbudget when I graduated from college over 6 years ago, back when I was single and had two part-time jobs. Today, I am married and my partner and I each have a full-time job. We have the paid version and track everything in our budget, from birthday gifts to haircuts—we have 40 envelopes. Goodbudget has helped us save for a car, take multiple vacations abroad, and budget for emergencies (car break-ins, flat tires, parking tickets—the Emergencies envelope saved us!) and save for a future home renovation. Here are my favorite things about Goodbudget: 1) Great flexibility in tracking multiple paychecks – I used to have two incomes; one was once a month and one was every Friday, now I get paid twice a month and my husband gets paid every other Friday. We schedule our paychecks to post on the days we actually receive them and fill our envelopes at the beginning of the month using our cushion. Works great. 2) The envelope faces are cute and kind of sassy. Wish I could use the shocked one as an emoji! 3) I just got access to the new debt features and now we can start tracking our mortgage paydown—it’s great that it even calculates the interest for me! There’s a report that shows me my projected payoff date based on my monthly payments. 4) We have monthly meetings to go over our spending and saving goals, and it's really easy to pull up our Goodbudget reports to see our data, organized in a way that makes sense to us. Thank you, Goodbudget!
  • Thanks for helping me spend and save in line with my values!

    By Lilhypergrl8523
    I’ve been using Goodbudget for several years now, and it’s been such a great tool to help me spend and save my money on what I really want to. I’ve been able to notice trends in unnecessary spending and cut back to save and spend on what’s important. And now being able to look back and see that my spending and saving habits are now more in line with my values feels really good! My favorite thing about Goodbudget is that it encourages me to plan ahead. While other apps can connect to my bank account and give me information about my spending after the fact, with Goodbudget I get to come up with a plan ahead of time that reflects my intentions, and then it makes it easy to see how closely I’m sticking to my plan in the moment that I’m deciding to spend. A couple features I want to highlight are scheduled transactions and reports. With scheduled transactions, Goodbudget takes care of my regular payments and fills so I don’t have to. It saves me time, and seeing upcoming transactions can help me plan ahead. The reports help me better visualize spending and saving trends when just looking at the numbers doesn’t always make sense. By the way, I think the plus subscription is totally worth it to have unlimited accounts and envelopes, because I like being able to categorize everything in a pretty detailed way.
  • Fix

    By im not becky
    Your app is not straight forward but I like how thorough it is but make it more direct and user friendly... also have a system to convert to a excel/apple budget
  • Amazing budget app

    By Jaydogb
    I’ve always loved budgeting and I’m 21 and was taught by my parents how to budget with literal envelops and this gives me the same feel as when I learned and helps me handle my money. I have recommended it to so many people and have helped my friends set it up too.
  • Exactly what I needed

    By Ceobackpacker
    I just needed to have a system that would keep track of my budgeted amounts in my main categories. I actually didn’t want something that synced with my online banking because it gets so confusing when your moving money from one account to the other or if you are buying something for someone else and getting paid back. I just wanted to see how much I was paying in groceries and saving for Christmas etc. It is super simple and that’s what I love about it.
  • Honestly saved me from losing my car

    By randomoasis
    I have been using Good Budget for over 4 years. I first downloaded it and started using it a tiny bit before that, when it was still called EEBA (Easy Envelope Budget Assistant), but I didn’t fully commit to using it until after I went through Dave Ramsey’s Financial Peace University with my church. Dave Ramsey is all about CASH CASH CASH for everything, but I can’t keep track of things like that. With Good Budget though, I was able to start following Dave’s concepts of assigning every dollar a job, pre-planning where you spend things, and not overspending. Mathematically speaking, I couldn’t pay rent, eat, and make my car payments all at the same time, but somehow through careful planning, following the budget, and putting God first in all of it, I paid off my car 4 months early. As an app, it works really well. I love the convenience of being able to input transactions as I go. It interfaces with the website, and I really like how it all runs. A lot of people tell me they couldn’t use it because it’s all manual. GB doesn’t download your transactions for you. There’s no interfacing with your bank, they don’t check your credit score, they don’t offer you pre-approved credit offers, or any of that. It’s entirely dependent on you doing it yourself. I like this because it forces be to stay very actively involved with my money. There’s a few things I don’t like about it. The app interfaces with GPS so it knows when you’re at the same store it’ll pull up that store again when you go to input a new transaction. If that store has multiple locations, it doesn’t pull up easily. I also don’t like that there’s no way to store actual receipts. Photos or halftone scans or some such. The user interface could use an update, it hasn’t changed much in the last 4 years.
  • I recommend this to everyone!

    By elswickianchic
    It’s a modern cash envelope budgeting system. My husband and I have been using it a couple years consistently and love it!
  • So great!!!

    By _blushingrose_
    I had lost track of my spending, and this app is simple and effective and just makes an amazing difference! I even purchased the monthly subscription!!
  • Do it!

    By sfutefjydswg
    Has made a huge difference for us in knowing how much money we ACTUALLY have that isn’t already going to payments, taxes, savings etc. So much better than being kept in the dark. I spend about an hour once a month importing balances from card/account in order to know how much we have for the next month. Just paid for our car in cash from having saved up and survived 6 months on only one income because we had savings in place and knew our finances. DO IT!!
  • Changed my life

    By MaClara
    Using this application I have been able to save more than ever in my life. Seeing what I have left over in each envelope has kept me on track. The paid option is well worth it.
  • Sigh. Please make an ipad version.

    By Momwithtwo
    I was excited to try it, based on research and some reviews, however the second i opened it on my iPad and it was horizontal I literally said “Oh come on, seriously?” I have an iPad Pro with a keyboard case which sits the iPad on its side (where the smart connectors are) but that means the app is also on its unless I want to type everything with my head tilted, i’m kinda limited. Exact same problem with the instagram app, which is just as frustrating! Please offer a rotated version for the iPad, or at least the ability to change the orientation based on iPad position. Thank you.
  • Great for Multiple Users

    By EngrWiz
    I love how both my wife and I can update our budget real-time from our respective iPhones. We set up a separate envelope for “Savings,” and we can track throughout the month how much we can put in savings if we don’t overspend.