Credit Sesame

Credit Sesame

  • Category: Finance
  • Release Date: 2011-11-29
  • Current Version: 4.2
  • Adult Rating: 4+
  • File Size: 44.49 MB
  • Developer: Credit Sesame, Inc.
  • Compatibility: Requires iOS 11.0 or later.
  • Rating Count: 110 480


Get your free credit score, report card and monitoring with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score. 
Here is what you can expect in addition to your monthly updated FREE credit score check: 
• Free Credit Report Card - We'll break down your score and show you what's impacting your credit. 
• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.
 • Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection 
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options. 
• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance. We help you answer questions such as: -What is my credit score? -How can I check my credit score? -How can I better manage my credit? 
1000's+ news mentions, including: 
• The Wall Street Journal
 • The New York Times
 • NBC’s TODAY Show
 • CNN Money 
To learn more, visit Testimonials:
 "It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana "If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel "It’s like having an assistant that keeps track of credit and debt." - David "I feel so much less stress, and more optimism about our future." - Jesse



  • Buena app

    By Guillermhotell
    Siempre muestra un poco adelante acerca de mi credit score y me muestra los por qué de mi puntuación. Buena app.
  • Review

    By Dig-on-me
    Credit Sesame has really helped me improve my score. Went from a credit score of 488 to 652 in a matter of 4 months. Awesome!
  • Easy an accurate

    By Sir Odinns Oma
    Using this keeps me on a positive track to insure my credit score stays healthy! I am so grateful.
  • Great App

    By lisrod4679
    Love this!
  • Wow

    By Murko20
    Great website my credit changing drastically!!!
  • Amazing

    By chinky231
    Credit Sesame is accurate and a good way to know your score
  • Awesome!

    By Chabeli61
    I check every month to see if any changes that I have on my credit report. You guys rock!
  • Sesame

    By mr,credit guy
    Fun keeps you active,
  • Outstanding

    By B mine
    Thank you so much for keeping me up to date with my Credit. I look forward to checking in with CS every day. Keep up the good work.
  • Worst app ever

    By Gunns4Reaper
    It doesn’t even give you and accurate information about your credit score I just called the credit burea and they told me that my credit was different from what appears on the app if anything the app shows me that I have bad credit after making payments but when I call these people they told me my credit actually improved a lot these credit apps don’t really work I’m really disappointed this app really made. Believe that my credit score would really improve and show my correct information it’s all false !!!!
  • Couldn’t even get past sign up process

    By Masq
    App kept timing out entering SS info (which I quadruple checked I was inputting correctly).....byyyyyyyyeeee.
  • Can’t be trusted

    By ToxophilyFreak
    Love the app. But!!!! Do not trust the offers their and recommendations!! Been turned down twice due to these guys! That’s a credit hit!!! Twice on their part! Stick to Credit Karma!!!!
  • Very useful app for credit management

    By Kyle___z
    Excellent tool for credit card management and useful tips and information for credit score improvement
  • Good

    By cap!1
  • Doesn’t update

    By cykets
    I paid for the one month up daily updates, however I find the free account on credit karma is more up to date then this app. This app is missing some newer accounts. I just hit the sync button and they are NOT up to date.
  • Advice

    By elainvestments42
    You guys are amazing, I appreciate all the support and guidance that’s given. I recommend that anyone looking to rebuild their credit sign up NOW!
  • Emails

    By 8107240949
    The barrage of emails is ridiculous
  • Nice GUI

    By PeterPlu2
    Layout is intuitive and clear on iOS.
  • Great

    By jojo 702
    Amazing I love it
  • Excellent Tool used properly

    By zk3929
    Follow small tips!!
  • Absolutely great

    By Rich assassin
    I love this app , I’ve been using it for months and they helped me apply for 2 credit cards , I was approved for both
  • The accuracy

    By mclove52
    The accuracy could be better I need it to be more up to date with balance owed
  • App scores

    By user-1980
    Good app, but unlike credit karma it only gives you the transunion score and not the equidax score.
  • Charles

    By ChuckBruce
    It’s great to be able to check my credit when I want to.
  • Decreased score

    By talgyla
    I've had this for a while with no issues. They constantly send me emails about how I am pre-qualified for different cards or credit increases. I finally took the bait and based on my credit (almost 700) and the ads I was getting, I would be approved. Not so. Not only was I declined, my score went down 3 points for applying. I know that's a risk you take but the way this company hypes up the likelihood you'll be approved, makes it seems like a scam. Now, I'm rebuilding where I've already built. Aggravated to say the least.
  • Overall

    By robbieleeking
    I like this app it helps me keep up with my credit without charging free advice and gives you all the details on your credit. It also recommends cards that you should apply for if you’re thinking about getting one. I would recommend good/ to very good status though not poor.
  • Can’t even sign in

    By casey12334456678990
    I’ve been using the app for a couple months but now I can’t even log into it. I keep getting an error that my information isn’t on file but I’m able to login through browser. Don’t waste your time on this app if you want to have access to financial help without logging in via web browser.
  • Don’t Bother

    By PressedK
    It’s solution to reducing your debt is to spam you with credit card offers so you have a higher credit card limit.
  • Great app!!

    By johnnnyvape
    If you want to know anything about your credit, you need to download this app!!
  • Initial pros+cons

    By hands on critic
    Out of the gate the app seems decent and provides good information, obviously the app makes money via adds, the adds need to be better placed to make building credit less distracting while using the app.
  • Great!

    By Ed PR
    Excellent tool to keep control of your credit.
  • Great card

    By drew53073
    Very good easy to understand helps break down credit options
  • Useless

    By Todd98023
    Useless app. Couldn’t even find me!
  • Keep up the good work

    By Tafaoata
    Satisfying in your Services.
  • Don’t use

    By MaddieBrooke1998
    I’ve used this app for over a year and it always says my approval rates are Very good, but I never get approved.
  • Fast

    By behixsnbsjx
    Updates regularly and very fast.
  • Love it

    By Ivonnee Guzman
    I really like to have this tool to know how my credit is !!! Love it !! Thanks !!
  • Credit Sesame is amazing!

    By Taaaaa Taa
    It’s very helpful as far as tips and very accurate.
  • Credit Sesame

    By Tex in SATx
    First of all the app seems to have adequate security backing the program. A quick check can be done in a matter of moments plus there are built in enhancements credit sources etc. I find this approach more appealing than those tied to credit institutions, more useable etc .
  • Tido Thomas

    By Tidothomas
    This app has definitely helped me understand and build my credit the right way!
  • NO GOOD!

    By 19581918
    I’ve used CREDIT KARMA for the last several years. Out of curiosity, I gave CREDIT SESAME a try. The difference is like night and day. I get the same information from CREDIT KARMA, without all of the daily email BOMBARDMENTS of SOLICITATIONS about credit card offers. I have directed all of these emails to my SPAM FOLDER, and I have DELETED the CREDIT SESAME APP! CREDIT KARMA is better!
  • Awesome

    By chicagoman26
    I love this app
  • Fixed my credit.

    By Nicksac32
    I was never any good at my credit until this ap. When I started using it about 18 months ago I had a 520 credit score. Now I have a 720 credit score! When I started I could only get a $300 no cash back card. And now I am proud to say I have $20,000 worth of credit and am earning 1-3% back on all my purchases! Before I had this ap it was hard for me to figure out how to make my credit better. Who to call to pay off things. To Know how much I owe and what was on my collections. What cards I should get to start building credit. But luckily with this ap on my cell phone and a good job. I was finally able to turned around my credit and understand what I needed to do. And best of all it was completely FREE! So thankful for technology. I’ve never been a paper and mail kind of person! Thank you Credit Sesame! Seriously! Thank you!
  • Great!

    By Lexi2060
    I enjoy monitoring my credit.
  • Excellent Service

    By CoachRuben
    Credit Sesame is right on top of your scores. They keep you updated they are helpful in addition.
  • Credit Card constant Email Blast

    By Fly2themoon
    Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit! I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry. I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.
  • Helpful

    By B2EZ2CY
    Credit Sesame is very helpful with their first hand information that they provide for free to their prescribers
  • Chnage is for better

    By waterboi95
    When I first got the app I really didn’t like it and that was maybe 1 year ago and now all these upadtes and stuff the app is really useful to me
  • The best out‼️

    By Coogi1994
    Extremely detailed on why your credit is good or bad. Gives multiple ways achieve a better score as well