Credit Karma

Credit Karma

  • Category: Finance
  • Release Date: 2012-07-18
  • Current Version: 5.67.1
  • Adult Rating: 4+
  • File Size: 197.52 MB
  • Developer: Credit Karma, Inc.
  • Compatibility: Requires iOS 10.0 or later.
  • Rating Count: 253 176


Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, keep an eye on your info with ID monitoring, check out personalized recommendations and more. • Check your scores – Log in anytime to look, it will never hurt your scores. • Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do. • Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed! • Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards. • Monitor your reports – Get alerted when there’s an important change to your TransUnion and Equifax reports and challenge errors on your TransUnion report right from your account. • Review credit tips – Receive helpful recommendations matched to your profile. • Get a personal loan – We work with great lenders to bring you personal loan offers based on your credit profile and financial needs. • Save on your auto loan – Compare car loan offers and find the one that'll help you save. • Compare home loans – Get personalized offers and sort by terms like APR, term length and monthly payment. • Credit Karma Tax® - Filing your 2018 State and Federal tax return is 100% free start to finish, plus get our maximum refund guarantee, Audit Defense and dedicated support. Join more than 100 million members on the path to financial progress. Learn more and sign up at



  • True to their word!

    By hulk2228
    I’ve been using Credit Karma for a little over a year now and I can tell you it’s really helping me raise my score. I started out as one of those people that didn’t give 2 squirts about my credit score, until I started to try and apply for loans and financings. Since I started using Credit Karma my score has been raised about 75 points which is not bad considering what it was. I’m starting to feel more positive about my future, and once it’s high enough I’m am buying myself a brand spanking new vehicle, right off the lot with 0 miles to begin with, never in my life have I ever thought I would be able to do it but here I am with an extremely positive review for people like me. If you don’t have The Credit Karma app I highly recommend it. It is a game changer and will definitely help you out.
  • App is good

    By Wiesiu33
    App is good and has great information. However I want to know why no details are available from EXPERIAN. This is suppose to provide data for TRANSUNION EXPERION and EQUIFAX. Pease explain why not ALL 3 companies are not utilized for this info. Thanks. Jerry. 😀
  • Help

    By need help101
    This worked great on my Galaxy phone but now on the new iPhone it errors and won’t let me sign in. I’ve updated and everything
  • Error

    By Siria116
    I put all of my info and it says there’s something wrong ! Seems like there’s no way to fix it 😡😡😡😡😡😡😡😡😡😡😡😡😡😡😡😡😡
  • Score wrong by 75 pts

    By jill2318
    I love being able to monitor my accounts and score but recently went to buy a car and my actual credit score was 75 points higher than what Credit Karma reported.
  • I like it so far

    By Haley 2794
    The app is a great tool, I’ve learned a decent amount about credit. However, for someone like me who isn’t a home owner, looking to buy a new car or anything like that, but JUST wants to bring their score up so that I can eventually do all those things? It can be a bit confusing... Maybe I’m looking in the wrong spot in the app? I’m just looking for advice and tips on how to bring it up. How much should I pay to bring it up? By when? Easiest ways? Etc... All in all though like I said, it’s a great tool. I’ve learned more about credit, what it is & what it’s for than I ever knew before downloading Credit Karma. -Haley D.
  • Very helpful

    By jenilee mn
    Has been very helpful and guided me how to improve my credit score in under a year I’ve raised it greatly!
  • Credit karma rules

    By Jakethesnakeusc
    Have a few credit monitoring apps- this one is the easiest and gives most info quickly

    By pichichi70
    Esta página es tremenda basura porque no se puede entrar te piden una contraseña y cuando la haces te dicen que está mal aunque uno la haga bien mil veces es un desastre.
  • Credit Coach

    By Happy🦋
    I really enjoy this app it help guide you in the right direction to build your credit. I feel really good behind the coaching.
  • Great app for young adults starting out their lines of credit or anybody fixing them!

    By Aries Omega
    I was recommended Credit Karma by my old store manager a few years back after some type of conversation involving credit. As someone in their early 20s, I was aware of what credit was but only heard it in the negative aspect. I knew there was an ideal number you wanted to be at but not much beyond that. Credit Karma made it easy for me to keep track of that number and whether it was a good one or not. Through some of the suggestions, I went from not understanding credit to being able to lease a new car within a year. I now have a high enough score that I generally don’t need to worry about securing a loan or purchase a house in the future. That’s not to say things won’t happen, but I’ve kept it steady and climbing for the last year or so. Of course, I’ve also been using their tax services as well and have received my returns in a quick and painless manner as well. Check it out.
  • Great app but.....

    By XUSNMM1
    Haven’t been able to log in for the past two days, keep getting system error try again.
  • Amazing

    By Ruckin007
    It Works amazing.! But it keeps going back to the old version needs updating it keeps going back and forth
  • bad

    By peter5437
    horrible app. wont let me sign into my account, everything about it is garbage. -5 stars
  • Experience This

    By Brint6
    Excellent and Complete Credit Reviews
  • Review

    By "L DIZZLE"
    Thanks for your help!
  • Saved me from identity theft

    By NoRefund17
    I don’t care who you are. Every single person needs to monitor their credit. I caught identity theft super early. Someone out there starting phones and opening credit cards in my name. I was able to stop these accounts and freeze my credit before it became a huge issue. I am not over exaggerating when I say Credit Karma saved me potentially thousands of dollars in lawyers fees, potential liability for purchases I’ve never made, and hundreds of hours of work to combat the effects of identity theft that isn’t caught right away. Please please please monitor your credit. And if you are monitoring your credit, credit Karma is the free, and reliable way to do it. It’s a god send. Thank you so ouch for this service.
  • More of a reco vs a review

    By dkim1007
    App is great and love the service! However, when you send an email to check changes to my credit score why can’t you check to see that I have the CK app installed and auto open my app vs my browser?
  • Registration

    By claudiaNorman18
    This app is the worst. I registered a while ago, don’t have access to the email I registered with any it’s been a nightmare trying to get this resolved. I have emailed numerous times, filled out their “request form” and I’m getting the same results...NOTHING! Now I just received an email saying I have to re-register AGAIN! Hello!!!! It will not let me!!! If you use this app make sure you keep email/passcodes, I said f**k it and went with Experian! So far so good...Now I have to give the app at least 1 star for my review to post!...
  • Helped identify fraud!

    By DermWarrior
    Credit Karma was the first to alert me to identity fraud! I hope they catch these folks for the real karma!
  • Zero stars Cant use this app at all

    By Lettuce:3
    There is no way to contact for support and i have tried different emails it says i already have an account and i logged into it and it asks for my info and says that its wrong but i know its right so i dont know what i did wrong. Apparently i am not allowed to use this app.
  • Sorry app not very accurate!!!!

    By mmmmmmmjsr
    Sorry app not very accurate!!!! Equifax has me down for 8,000 some dollars to Reliant Bank and that’s been paid off in the early spring I don’t understand why and not sure if it’s affecting my score or not. That’s my only complaint I’m very pleased with everything else about this app. I’ve tried a few times to fix it on my own and couldn’t short of calling and didn’t want to be tied up getting passed around. So sorry about my rating.
  • It Never works !!!!

    By Emunter269
    This app never works properly, never opens, password reset doesn’t work. Horrible, frustrating useless app - beware!!!!
  • I can breathe again!

    By Jikarro115
    CK changed my life! I no longer have to sweat profusely when applying for new credit! Thanks Credit Karma!
  • Too many pushy adds

    By Lvthecw
    This was once a great app however your credit ratings are not accurate at all, and your trying to sell credit card memberships more than keep an accurate account of our credit scores. :(
  • Over 800 score

    By Brother Nicholas
    Good to know my score! Plus, whatever. No more Privacy.
  • iPad

    By Traxl
    Please make an iPad native app!!!!
  • Absolutely not accurate

    By jkus71
    This isn’t even close to how a persons credit is. After contacting each bureau I found that CK wasn’t even close to accurate!? Don’t waste your time. If you really want to know about your credit.. order a copy directly from the source!
  • Thank you credit karma

    By rifleman 45
    This app is fantastic. I installed it a couple years ago and what a difference it has made. After some Financial difficulties and then ignoring my credit my score was miserable. Using this app and the tools it offered to me I’ve been able to boost my score over 100 point in just over a years time. I highly recommend this to anyone who is trying to rebuild their credit or just stay on top of existing credit. I also recommend using this app for your taxes it is Absolutely free as in not a penny and my refund was larger than years past using a large nationwide chain.Thank you Credit karma you absolutely rock. If I could I would give you 10 stars because you deserve them.
  • Credit Karma is a helpful app

    By L-Train2019
    Great app! Actually helpful.
  • Great app - beware of offers

    By ar123454321
    I like the app. Very easy to use and stay on top of your credit. 5 stars for that. I would have given a lower rating, but did not want to make a big. CK gives you offers from vendors. Some of them are down right predatory: they want to loan me $10 for 3 years, and I pay $4400+ in interest?!?! They OBVIOUSLY don’t believe in Karma to push the offer.
  • Defunct

    By Aye lmao👽
    The app doesn't work at all.
  • Credit Karma Rating

    By why email when making payment
    I love credit Karma, it’s so easy to use and I love to be able to check my credit any time I want without it going on my credit scores... Thank you Credit Karma 😊
  • Inacurate

    By Tile rx
    Just a tool to market credit cards and loans to subscribers!
  • Review

    By Jeffsten
    I would rate The app with 5 stars but it doesn’t update my score only once a month. It says I owe a lot more money than I do. So update that more than once a month!!
  • They play with your credit score

    By asalem8
    credit karma changed my score in the app while it was not changed in Transunion. I reached out and they said it’s Transunion I called Transunion and they said there was no chang in your credit. It’s a wast of time and wrong information
  • Why

    By MikeZo6
    Updates every single week and never see improvements, NEEDS DARK MODE
  • Zero stars

    By fkhrbjgigkddjdjdj
    The credit scores reported are always wrong. Most of the time by 50 points or more. It is a deceptive practice where CK tries to align users with products where the scores are not correct. Response to Dev: Nice try but all the resources I get scores from align correctly with accurate scores. But Mint and Credit Karma are ALWAYS significantly lower and just flat out wrong.
  • Great App

    By Sweetcali213
    It offers suggestions on how to increase your credit score.
  • Quick & Easy

    By Tnchoodie
    It’s a great way to keep tabs on your credit score. Hoping to check out the credit card suggestions in the near future.
  • Not Meant For iPad

    By Enresume
    I honestly would have given at least 4 stars except for the fact that the screen does not rotate to landscape orientation when using the app on my iPad. There are other major financial/banking apps that don’t have this problem and it’s rather strange that Credit Karma still hasn’t fixed it.
  • Your instructions are completely useless

    By mafiofsky
    This is the most frustrating company I have Ever ever dealt with. You should fire the person who wrote the instructions On how to get into you account. For years I used my PIN number. All of a sudden today they need all sorts of info and giving me instructions how to change my password.the instructions lead me in circles and get me then you tell me to fill out a form telling you of my problem and when I hit submit...nothing I Know why you people don’t list a phone Number. That alone should be a red flag to The consumer. So far I have wasted a precious hour of my time and are no closer To getting into my account...I give up.
  • Credit karma

    By not happy with Credit Karma
    Look at my credit score I’m not happy because it’s not showing up that I have made payments and I’m very upset and I will let everyone know about Credit Karma, and credit karma you were dropping my credit score is lower and lower and very upset and I will be spreading the word about Credit Karma,
  • Works ok but updates are inconsistent

    By Winona.R
    My credit score used to update consistently and I’d get inquiry notifications on time, but it’s been two months and nothing is changing. My balances and credit scores are almost always different from what my credit card statements say. Consistent updates would be appreciated.
  • Doesn’t work

    By zaahgamer
    Put in all info requested and then says sorry info is wrong when I double triple check it over and over . Thanks for nothing.
  • Love this app but so many bugs please fix

    By gwenniesipod
    Such a convenient app to have and when it actually works I love it. But it won’t even let login half the time due to system error...
  • Score went down to 0 for no reason.

    By heavilybased
    Equifax score went from 524 to 0 and removed all history from Equifax report. I’m not sure why this happened & I’m not the only one this has happened to according to Credit Karma’s Community.
  • Excellent resource

    By Great app for a new user
    This app has been a lifesaver for me! Everything I need to review is prioritized and formatted well, resulting in me feeling that I have a better handle on my credit situation.
  • Credit tracker

    By BeebeenBee