PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 3.9.3
  • Adult Rating: 4+
  • File Size: 87.32 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 10.0 or later.
  • Rating Count: 2 808


With all of your financial accounts in one place, PocketGuard helps you stay on top of your finance and make better financial decisions. KNOW WHERE YOU STAND • Easily sync all of your personal finance accounts in one place: bank accounts, credit cards, loans, savings, and investments • Track your net worth change over time KNOW HOW MUCH IS IN YOUR POCKET • Know how much you can safely spend, once your bills and savings are planned for • Stick to you daily, weekly and monthly budgets to reach your financial goals HAVE A SIMPLE FINANCIAL PLAN • Your budget is built automatically, based on your spending and earning patterns • Track your income • Track bills and recurring subscriptions • Set and reach your saving goals • Create spending limits LOWER YOUR BILLS • Take 5 minutes to lower you monthly recurring bills without leaving the app. Just tap "Lower your bills" from the Overview section to see the full list of services you could pay less for. If your bills are not there, probably you already got the best deal. GET INSIGHTS INTO YOUR SPENDING HABITS • Transactions automatically categorized into "pockets" show you where your money goes at a glance • Compare your current month's spending to your average • Know if you’re going to save or overspend with the "Net income" RECEIVE ALERTS AND REMINDERS • Never miss a credit card bill or loan payment • Get alerted to bank fees and unwanted charges SECURITY IS OUR #1 PRIORITY • We use bank-level 256-bit SSL to protect your sensitive information • We establish a read-only connection to your bank, so nobody, not even you, can move money from your account using PocketGuard • Your data is also protected with Touch ID and a 4-digit PIN that only you know, so, even if your mobile device is lost or stolen nobody can access your data NOTE: PocketGuard currently connects only to the US and Canadian financial institutions. We always welcome your feedback. If you have questions, need help, want to share your idea or requesting new features, please drop us a line at hello@pocketguard.com --- Also available from PocketGuard: POCKETGUARD PLUS - Track every dollar, plan better, do more with your money. • Track the cash you spend or receive • Plan for bills you pay in cash • Know how much cash is in your pocket $3.99 monthly, $34.99 annually --- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). --- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/



  • Great App.

    By Aaron Dartmoore
    This app helped me to understand and have a better vision on my spending and saving plans
  • Slow to update pending transactions

    By Reptileskin124
    This is an app with great in terms of features, but is slow to pick up pending transactions. There is limited use for me when I still have to check the bank’s app for an updated pending balance. I can’t quite justify a monthly subscription when other free apps can provide an accurate daily balance across accounts
  • Good and easy to use, forecasting would be nice addition

    By Whitney Evans
    So far it has been a very helpful app, even with just the free version. The one thing I wish they included was the option to set different goals for future months in advance.
  • So far I like it

    By Mulysa82
    I will update this review in a few months. The only criticism I have is that the app isn’t real time for the most part with my bank. There is a lag. If this was fixed that would be amazing.
  • Like the app, but 1 issue

    By Joshin12
    I like the app but i wanted to report an issue and get the app team’s attention. App crashes every time i try to access my spending limits.
  • Good Budgeting App

    By Bootlegged
    I needed an app that would allow me to setup budget categories and monitor my spending (based on accounts I linked to it). It does that and it does it fairly well. I do have to constantly go in everyday to update the category for which it falls in, but I’m just very particular in how I want my expenditures categorized. I may try using the hashtag feature to simplify things. I also like how it notifies you when you get close to hitting your limits. Moreover it’s all free! There’s a paid version to unlock more features, but for me those aren’t necessary. The only downside I’ve noticed is that it doesn’t update or show your expenditures in real time. Meaning, I usually have to wait 2-3 days before an expense is posted which can be frustrating when needing to know where you stand at any given moment in terms of your budget... which is sort of the purpose of the app right?
  • Completely useless

    By RoboDad3000
    The app can no longer connect to ANY of my banks. It therefore serves no purpose at all.
  • Too much for subscription

    By andrew kelly 19
    I feel that 3.99 a month is too much. I would pay 1.99 especially a budget app haha
  • PFM In Your Pocket

    By FoodDood1958
    Exceeds Quicken for putting it all together.
  • Lack of useful tools

    By boleek
    I don’t understand the positive reviews. It’s design is not clear and just is not useful whatsoever.
  • Lacking in stater

    By The Yung savage
    I’m just got the app yesterday by a friend it was work a ok until I sign back in with wonderful quality Internet and it alway that the request have time out on just how long to type in my information
  • App does not work

    By logibear64
    Times out and cannot create account
  • I had high hopes

    By ccohen55
    I love the user interface, the general functionality is great, easy to use, clean simple. But very frustrating that after a few months using the app, one morning all my charts were off, contacted support and they tried to remediate. Then it seemed things were going to workout but now their system is automatically recategorizing all my expenses and undoing the work of months. Obviously frustrated.
  • Best budgeting app by far

    By You are the worst Google
    I love their customer service / tech support. They really do work to make sure your accounts are available to add. This is definitely the best budgeting app out there that gives you a big picture view of your assets. I’ve used mint and a ton of other smaller budgeting apps but this blows the rest out of the water. Also visually it’s the easiest to look at and navigate.
  • Nice

    By Tony Anglero
    Love the app. Sleek and effortless to use. However I had to use my old financial institution as mine wasn’t listed, and the information provided to better understand this is nowhere to be found. Great app if able to use!
  • This would be an absolutely perfect app

    By itsMEsandi
    If there was a way to make a simple budget. This app would be great. Oh and If it was possible to link Apple Pay balance and or Cash app balance 😍.
  • Quicken No More

    By HParr03
    I happened to find PocketGuard one day as I was scanning the App Store and I am glad I did. The versatility of the app gives me an up to date status of where my money is/going at any given point in time. I bank at a small neighborhood bank (one that does not show up on other apps) and PocketGuard works with the bank! I was a Quicken guy for over 10 years but this app has changed my thinking. I am going to work with PocketGuard for awhile.
  • No iPad App?!

    By IfYouDontKnowNowYouDo
    Definitely has potential and I like how they do some heavy lifting on their side but also allows customization but no iPad app? I use my iPad a lot and would love to use it without compatibility zoom mode.... :/
  • Great idea but horrible execution

    By 👏👏💁💁
    The idea of this app is great being able to manage your money better, but lately it has been horrible. It doesn’t show all of the transactions in either of my accounts. It constantly deletes items marked as bills. Therefore not showing the correct amounts I’ve spent each month and not showing the correct amount I should budget. I had high hopes for this app but I am truly disappointed.
  • Very close to exactly what I need

    By StreetJesus
    The only thing I'd change about this app is the inability to change the due date of bills. Aside from this, I really like the simplicity of this app so far! I've abandoned Windows and Quicken and have been looking for an IOS app to manage my money. This is the best I have found.
  • Repeated Issues

    By Divergentdaydreams
    Overall this app is pretty decent. It has some ease of use issues, but after testing out numerous budgeting apps after Prosper was sunsetted I landed with this one. Great customer support, but unfortunately they have been unable to fix consistent problems with connecting to a couple different bank accounts. Obviously this is a big problem when trying to keep track of a budget. At this point I've been without all my account data for over a month and still no resolution in sight. Canceling my subscription and on the search for a more reliable app unfortunately. 😣
  • Exactly what I’ve been searching for

    By amy2876
    I am a long time user of Mint but I’ve been longing for a feature that tells me my daily and weekly spending allowance. PocketGuard is it. So easy to use and understand. Just enough budgeting without obsession. It’s perfect. I love it. I hope it never goes away.
  • Great App

    By Ihsan261
    last four years I tried many apps i never find any good app.today i find PocketGuard i never seen before like this app.
  • Screenshots Look Great, App is Funky

    By Josiah Sprague
    I really wanted to like this app based on the screenshots, but the experience was very clunky. I only connected one account, but the app couldn't even show accurate information about that account. It was showing bills as income and absurd negative numbers as my available cash. Couldn't make heads or tails of the information presented to me by this app!
  • Learn To Budget

    By Eggs McGee Three
    I spent a while after college looking for budgeting apps that would help me transition into managing a steady (taxed) income, bills, and rent, and this app is by far the most intuitive and useful. It’s really helped me plan and understand money to a degree I didn’t before!
  • Great organizational money app

    By sooieedogok
    I am enjoying the app I love having all my balance is in one place. I have learned though they’re not always completely updated so sometimes I think I have more money to shop with then I do. So perhaps it’ll get better as that goes on.
  • Love it

    By reman85
    The more I use it the better I like it. And anytime I have an issue Stan helps me out. Awesome customer service.
  • Love this App!!

    By DRushin
    I found money we were spending that I had missed with our old app. So easy to follow!
  • It’s awesome

    By justinschendel
    I’m so happy to have discovered this app after using Mint for a year. Fast and reliable app without too many ads. Have all the necessary info at a glance. I use the web version as well and I hope you will сomplete it with the rest of the features. That would be really stunning!
  • Accurate

    By Merci.Ta--@396
    Worthy program with interesting features.
  • Nice

    By Azuraki.Ruto.07
    Nothing but a good user experience
  • Really easy to use

    By Thomas K. Santiago
    My spouse and I have this app for well over a year now and it’s great. It’s very easy to use, intuitive, syncs with multiple devices so we both have access whenever we are. We open it every single day.
  • Essential app for evryone

    By Joe Locklear
    I love how PG directly connects to my all of my accounts without any manual input! There is no need in choosing categories or adding shortened vendors names as the app does it automatically. Moreover, the calculations updates every time the recent transactions are pulled to the app and I have accurate numbers every day. That is so convenient and I LOVE it
  • Easy way to manage spending

    By Juan L. Troncoso
    Pocketguard helped me to understand how much money I've wasted for nothing. The second step was adding spending limits and I stuck to every budget diligently. The largest effect was only when I started to stick to In My Pocket amount.
  • Must have

    By Robert_Keener
    High-grade organization of my spendings, nice to see my spending trends. Savings feature was pretty useful. Recommend
  • Simply excellent app

    By #elean0rOo#
    Excellent app if you want something powerful but simple, the app is reliable and pretty fast
  • Pretty great app

    By Anthony M. Thomas
    Nothing to complain about so far. A clear visual display of all your transactions. No more paperwork and no more ineffective online banking apps.
  • Great App!

    By Jeremy M Thomas
    Highly recommend!
  • Managing your Money

    By Depenseur
    Perfect way for me to see how and where my money is going.
  • Great app

    By Astol>>>photo<<<
    Pocketguard automatically updates and categorizes info from all my accounts. I can create budgets to stick to and analyze my spending habits using a pie chart and graphs. I am getting used to this app and really hope it will help me to understand better and improve my financial life.
  • Good

    By G.J.quIri0n
    Helps me to track and save money for free. Doesn't use premium as do not need additional pockets and don't really use cash. Rare connection issues.
  • The best!

    By Pa.M RiosS
    A useful tool for my everyday financial life.
  • Automatic, accurate, free

    By HowardcCo0
    This definitely changed my spending habits while also paying off my credit card debt. I would like to have the ability to edit multiple transactions at the same time (e.g. adding hashtags or changing merchants). That would save me a lot of time when I don't have access to my laptop.
  • Easy to use

    By BUBABUBiii^^
    It ’s very simple to manage spending. The app does almost everything itself. Of course, I have to change categories from time to time. It's not a big deal, so I am completely satisfied.
  • Love PocketGuard

    By Justin Rwad 66
    There are several reasons why I consider this app to be an amazing spending tracker: 1. PocketGuard helps me to see where did my money go by categorizing my purchase from three credit cards. 2. I have the up to date total spent as well as the one for each category which is awesome. 2. I'm able to create spending limits and track the progress. 3. All the info is displayed in a simple way.
  • My favorite app!

    By ZonMark95
    This is the best free app for managing personal finances. I am sure you will find available features useful.
  • Satisfied Customer

    By Engla.cofferO0o
    Wonderful app, it helps me to stay on track with my budget!
  • Recommend Pocketguard

    By ADRI.AN.***34
    This app allows you to stay on top of your finances! Great views of data and extremely helpful budgeting features. Customer service is very good and helpful. Definitely 5 stars
  • Awesome tool

    By <+>EliciaAa.Aba<+>
    Definitely one of the best thing I have ever done for myself and my family.